Money vision board template

Money boards drift into fantasy fast: the car, the beach, the number with too many zeros. This template keeps the pictures but ties each one to a mechanism. An emergency fund is a standing order. Less debt is a call to the lender about the rate. A raise is a meeting request. More income is one invoice sent. The twelve tiles run from the defensive goals that let you sleep, through the boring habits that compound, to the two or three aspirational ones you actually want on the board. Change the figures to yours. Most next actions here take under ten minutes and can be done from the phone the board lives on.

The 12 tiles: caption and next action

  1. Three months of expenses savedNext action: Set a standing order for the day after payday
  2. Credit card at zeroNext action: Call the lender and ask for a lower rate
  3. Know where every euro goesNext action: Export last month's statement and sort it
  4. A raise of ten percentNext action: Request a meeting about your role and pay
  5. First 1,000 investedNext action: Open the brokerage account, upload the ID
  6. One extra income streamNext action: Write down one skill someone would pay for
  7. No subscriptions I forgot aboutNext action: Cancel one you have not used this month
  8. Pension on autopilotNext action: Check the contribution rate in the app
  9. A holiday paid in cashNext action: Name a savings pot after the destination
  10. Insurance that actually covers usNext action: Read the policy summary for ten minutes
  11. Give five percentNext action: Pick the cause and schedule the first transfer
  12. Financially calm by DecemberNext action: Write the one number that would mean calm

Suggested style: Midnight

Midnight with a gold accent is the classic finance palette, and it keeps figures legible on a lock screen. Six presets are available in the maker; pick another if this one does not match your photos.